I have made a decision to change my insurance carrier to the Nonprofit Insurance Alliance of California [1] (NIAC). NIAC is also known as the Alliance of Nonprofits for Insurance [2] (ANI) in many other states. For the same price of my General Liability and D & O premium with my current insurance carrier I can receive insurance from NIAC/ANI plus receive many amazing free benefits which will save my organization a lot of money! NIAC/ANI benefits are:
- Free Risk Management Information/Webinars/Booklets/Templates about:
- Facilities Safety
- Labor and Employment Issues
- Legal Issues
- Volunteer Management
- Serving Vulnerable Populations
- Protecting Financial Assets
- Special Events
- And, more
- Free Pre-Termination Consultation
- Free Personnel Handbook Review
- Free Fleet Management Services
- Free Sexual Harassment Prevention Workshop (just in CA)
- And, much more like—significant discounts on background checks.
I cannot express how excited I am to utilize these benefits and save my organization money. For example, I spent almost $2k working with an excellent personnel attorney to review our personnel manual. To think if I had NIAC/AMI at the time, it would have cost me $0 to revise my personnel manual. $2k may not seem like very much money to some nonprofits, however to new organizations that have to pay for insurance and then justify an additional $2k to pay for a personnel manual—this free benefit is a huge savings! Here's my post [2] about insurance for nonprofits.
I am also looking forward to learning about risk management for special events, and facilities safety information through NIAC/AMI.